My neighbour's roof has shed debris onto mine. Who is responsible?

Generally, each property owner is responsible for their own roof. If debris from a neighbouring property has caused damage to yours, it's worth contacting your home insurer who can advise on the claims process. In some cases a claim may be made against your neighbour's insurer.

Will storm damage be covered by home insurance?

Storm damage is typically covered by home insurance as a sudden, unforeseen event. You'll need evidence of the storm (dates, Met Office data) and documentation of the damage. Wear and tear or gradual deterioration is not covered.

Can you provide an emergency temporary repair after a storm?

Yes. If your roof has been damaged in a storm and weather is expected, we can carry out temporary weatherproofing to protect the property while permanent repairs are arranged. Call us on 07856 094070.

Storm Damage Roof Repairs Ayrshire | What to Do After a Storm

Ayrshire's coastal and upland locations mean the region is exposed to some of Scotland's most significant storm events. Westerly gales, named storms and heavy rainfall all put roofs under pressure — and problems can appear quickly after a storm passes.

Stay safe — do not go on the roof

After a storm, roof surfaces may be wet, damaged or structurally compromised. Do not attempt to access the roof yourself. Use binoculars to check from the ground, or ask a professional to inspect it safely.

Step-by-step: what to do after storm damage

Check for immediate internal damage

Go inside and check for any active leaks or ceiling staining. If water is coming through, contain it with buckets and move valuables. Check the loft if it's safe to access.

Inspect from the ground

Walk around the outside of your property. Look for missing tiles or slates, disturbed ridge tiles, damaged guttering, or debris on the roof. Binoculars can help you see the roof surface more clearly.

Photograph everything

Take photos of any visible damage — on the roof, around the property and inside. This is important for any insurance claim. Include a timestamp if possible.

Contact your insurer

If the damage is significant, contact your home insurer to start the claims process. They may want to send their own assessor before you commission repairs.

Call a roofer for urgent repairs

If your roof is exposed or water is getting in, don't wait. Get a roofer out to provide temporary weatherproofing or permanent repairs as soon as possible. Call IC Roofing on 07856 094070.

Types of Storm Damage We Repair

Missing or displaced slates and tiles
Lifted or damaged ridge tiles
Displaced or damaged lead flashing
Guttering and downpipes torn away
Flat roof membrane lifted by wind
Chimney damage from high winds
Damage caused by fallen trees or large branches

Storm Damage to Roofs: What to Do After a Storm in Ayrshire